Ross Altman – Houston Area’s Top Mortgage Banker and Broker

I am a mortgage Banker/Broker who serves the state of Texas and specializes in the City and surrounding areas of Houston.  Ninety-nine percent of my referrals come from real estate agents, home builders, and past clients that are more than pleased with my services.  I offer the widest variety of mortgage products at the lowest available rates

My Commitment

The highest standard in Real Estate Financing

My mission is to stay on the cutting edge of technology to provide the lowest possible rates and  fees to the client without sacrificing my high standards of service, to maintain a high profile of service and education that the market can depend on, and to take the anxiety and stress out of home financing and make buying a home a fun and exciting time in your life.          –Ross Altman – Mortgage Loan Originator

Various Loan Programs

There are various types of Mortgages and Programs to choose from, the most common mortgage is a Fixed Rate. There are also other features such as various types of ARM’s (Adjustable Rate Mortgages). Coupled with these types of mortgages are programs for Construction loans and Investment property, etc….

Mortgage Loan Process

Learn the differences between a prequalification vs Conditional Pre-approval letter, understanding what a Loan Application encompasses and how the whole process works….

Loan Rates

Check out my weekly posted Rates and the current bond market and its effect on rates..

Making a difference

Why Ross Altman?

While having both a caring attitude and 30+ years of experience, I do know that buying a home can be an extremely emotional experience for you and the entire family. At the same time it is an important business transaction – one in which financial decisions made can likely affect family members for many years to come.

My years of experience in both construction and finance give me the edge in a highly competitive market.  My honesty, integrity, accessibility, and attention to the client allow me to rely primarily on referral business. You will find doing business with me to be not only a pleasure but also a wise business decision. It will be my pleasure to work with you and for you.

Dedicated Professional

My Service Commitment

  • To respond to your phone call quickly.
  • To consult with and educate real estate professionals and home buyers on market conditions and changes.
  • To provide accurate closing cost estimates with no surprises.
  • To provide excellent communication throughout the entire process to the home buyer as well as to the real estate agents.
  • To be involved in the processing of the loan – making ME accountable throughout the entire process.
  • To help the home buyer coordinate their insurance, to review the final closing figures, and attend the closing if needed.
  • To be accessible at all times.
  • To be excited in helping people with the purchase or refinancing of their home, working to make the transaction as smooth as possible and to explain all details and required documentation.

What My Clients Say

Justin McGee

Ross went above and beyond to make buying my home an incredibly easy and straightforward process. He also connected me with a local realtor who did an awesome job helping me locate the perfect house! ….READ MORE 

Kati Jerry

Ross made the mortgage process truly as easy as possible. Coming back from a foreign assignment, we had some unique challenges and Ross was able to accommodate our situation. He gave us a clear …..READ MORE

Sana Sanhi

Ross Altman helped me obtain financing for the purchase of my new home.  The complete transaction went extremely smoothly thanks to Ross’s professionalism.  Not only was Ross very …..READ MORE

Send a Message or Schedule Your Free Consultation

I offer free consultations to my clients.  Prior to the home search, let me evaluate current and long term needs in order to maximize your buying power.

Address

825 Town & Country Lane 

Suite 1200 #17

Houston | Texas | 77024

Phone

Cell: (713)530-6452
Fax: (713)355-9999

Five Star Award Winner for 2024 and every year since inception of 2011. Thank you Realtors and clients for nominating me once again this year!

NMLS - 70160  Mortgage Loan Originator - 225931