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Current Mortgage Rate Information

The following information is intended to give prospective buyers and real estate professionals a good idea of current interest rates and points on the most popular mortgage products. It is not an advertisement to extend consumer credit as defined by Section 26.2 of Regulation Z. Rates and terms are subject to change without notice. Please note that rates may not be current at time of viewing. Please call or e-mail me for current rates and specific requirements for your situation.

Conventional Mortgage Rates Thru February 5, 2011

Posted Every Friday

Conforming Loan Amounts (up to $417,000)

Rates are based on Purchase Loans of $100,000 or greater with 740> credit score 75% LTV

Product

Lender Credit

Discount Points

Rate

APR

30 Year Fixed

1 pt

3.75%

3.925%

30 Year Fixed

0 pt

3.875%

3.966%

15 Year Fixed

1 pt

3.00%

3.304%

15 Year Fixed

0 pt

3.375%

3.530%

3/1 ARM

0 pt

3.125%

3.19%

5/1 ARM

0 pt

3.00%

3.063%

7/1 ARM

0 pt

3.125%

3.208%

10/1 ARM

0 pt

3.50%

3.590%

APR based on $100,000 and assume a 25% down payment. APR is based on rounding to the closest 1 discount or no discount points and estimated average closing costs payable to obtain credit. Rates are General, call for more exact estimates.

Jumbo Loan Amounts ($417,000-$850,000)

Product

Lender Credit

Discount Points

Rate

APR

30 Year Fixed

1 pt

4.375%

4.482%

30 Year Fixed

0 pt

4.75%

4.772%

15 Year Fixed

1 pt

3.625%

3.809%

15 Year Fixed

0 pt

3.875%

3.912%

3/1 ARM

5/1 ARM

1 pt

2.625%

2.631%

7/1 ARM

0 pt

3.375%

3.393%

10/1 ARM

1 pt

3.625%

3.727%

Rates are subject to change without notice. APR based on $417,000. All jumbo rates assume 20% down payment and some require 780 score or >. APR equals all costs payable to obtain credit. Excellent credit required for lowest rates. Call for quotes on > loan amounts.